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Are you confident that you are saving enough money to retire comfortably? If you are anything like most Americans in 2020, the answer to that question probably isn’t going to make you feel very good about yourself. In fact, the majority of Americans today are significantly undercapitalized for the lifestyle they expect to live [...]

While you can never rely exclusively on numbers to tell the story of a situation like the Covid-19 pandemic, it is also hard to understate just how astronomical some of the unemployment numbers have been as a result of this crisis. By the Numbers A recent article published in the Los Angeles Times cited [...]

The Covid-19 pandemic has impacted nearly every single person on the planet in ways many people never even thought possible, and as we continue to wade our way through this unparalleled situation, we are finding more and more ways that various businesses and industries are being affected. With an unprecedented number of Americans filing [...]

While just about everyone is familiar with the economic depression we are heading for on account of the Covid-19 pandemic, the looming budget crisis created by this situation could prove to be an even bigger hurdle for government officials here in California. In addition to the same depression issues that the rest of the [...]

Whether you are trying to improve your credit score, pay down some outstanding debts, or save money for the future, just about every personal finance expert will tell you that there are plenty of monthly expenses built into your budget that aren’t really all that necessary. In fact, many of those same experts would [...]

Planning for a financial crisis isn’t one of the first things that come to mind when someone starts their own business, but at various times over the past few years, it has been something that millions of business owners wish they had spent more time thinking about. Most people who struggle through a financial [...]

There is nothing easy when it comes to debt collection, but one of the most difficult things for any collector to do is get debtors on the phone, especially if those collectors are following all of the rules and regulations that apply to collection calls. However, some of the best debt collectors in the [...]

Are you tired of feeling like you are constantly drowning in debt? Fed up with robbing from Peter to pay Paul while avoiding collection calls from all of those other creditors? Struggling with debt is a massive problem that consumers are dealing with across the country, but you don’t have to live like that [...]

Earlier this year, California State Senator Bob Wieckowski introduced a bill that would require all California debt collectors to obtain a license from the state’s Department of Business Oversight. Understandably, this news sent shock waves through the debt collection community, and it was met with a very strong positive reaction from Senator Wieckowski’s constituents. [...]

The concept of teaching personal finance in high school classes has picked up steam over the past few years, but it is still a long way from being a requirement across the country. Many states are open to the possibility, but personal finance classes are only required in 21 states today, and five states [...]