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It might be a little late for New Years Resolutions, but that doesn't mean you have to wait until next January to get your debt collection process in order. Any month could be the perfect opportunity to start new policies or simply recommit to the ones you already have in place. This type of [...]

No one likes the idea of dealing with accounts that have gone into collections. Just the fact that they exist is enough to frustrate most of us to the point where we toss those notices in a drawer somewhere and avoid calls from debt collectors hoping that everything will just go away. But these [...]

Every business that extends credit to its customers has to struggle with getting those customers to make their payments according to the agreed upon time frame. One of the biggest cash flow drains that can ruin a business is when those payments start coming in later than expected. The acceptable percentages of accounts receivable [...]

The exact rules and regulations that all debt collectors must follow vary from state to state, and in the state of Florida there is an added layer of protection for consumers in the form of the Florida Consumer Collection Practices Act (FCCPA). This legislation works as an extension of the federal law known as the [...]

One of the most powerful protections offered to consumers under the Fair Debt Collection Practices Act (FDCPA) is the ability to require a debt collector to validate a debt by providing proof that it is legitimate. While this requirement is a great way for consumers to protect themselves, many misinformed debtors do not exactly [...]

Unemployment is a serious cause for concern in the state of California. When people have a hard time finding jobs, the economy is bound to suffer, and the unemployment rate in California is generally about a point higher than it is in the country as a whole. This leads to the people of California [...]

Running any type of small business is a tall task. You have an astounding number of things to worry about, and that is on a good day. We won’t even get into the stress that can mount on the bad days. One thing that you don’t need to be worried about as a small [...]

If you are a person who has worked hard to improve and maintain a good credit over the course of your life, there will likely come a time when a less-industrious friend or family member will ask you to cosign for a loan that they are not qualified to receive on their own merits. [...]

One of the areas where too much outstanding debt can have the most severe impact is in the world of small businesses. With many local businesses already struggling because of difficult economic times, even the slightest hiccup in their debt collection procedures can send ripple effects through your entire community. Cash flow is the [...]

No one likes the idea of having an account go into collections. Debtors don’t want to be contacted by debt collectors, and creditors would always prefer to get paid up front by their clients. But the real impact of an account going into collections goes way beyond these mild inconveniences. No matter what type [...]